Investment appeal

Achievement of the set goals
Sberbank strategy for
Sberbank strategy for
Sberbank strategy for

Cross-cycle profitability

Unique market position and deep knowledge of the client

Sberbank market share in Russia, %

Laying the foundation of future competitiveness through technological leadership

Unified Front-End System
The Single Point of contact with the client
Business Hub
“Brain” – logic and decision-making system
Product Factories
“Production” – products, transactions, accounting
Platform Core
Data Factory
“Experience” – building up client experience and generating new knowledge
Consistent dividend distribution
RUB 1 trillion dividend payout by 2020
Up to 50% dividend payout for 2019 profit