Key highlights

Financial performance

In 2017 the Group’s assets increased by 6.9%. The aggregate loan portfolio of the Group grew by 6.6% in 2017, showing an increase both in the corporate and in the retail segment. The Group’s equity rose in 2017 by 21.8%, mainly due to the Group’s operating profit.

Pre-provision operating profit, RUB billion
Net profit, RUB billion
Return on equity (ROE), %
Return on assets (ROA), %
Cost income ratio (CIR), %
Cost of risk (COR), %

The Sberbank Group finished 2017 with record net profits of RUB 748.7 billion, 38.2% higher than 2016. Profits per ordinary share equaled RUB 34.6, showing growth of 38.3% compared to 2016.

Earnings per ordinary share 34.58 RUB
Earnings per ordinary share (EPS)
Net profits RUB 748.7 billion
Total assets, RUB billion
Loans to corporate clients, RUB billion
Loans to private clients, RUB billion
Due to corporate customers, RUB billion
Due to individuals, RUB billion
Total equity, RUB billion

Sustainable development

Accident rate (per 1,000 employees)

The coefficient of on-the-job accidents fell by 9% in 2017

Charitable spending, billion RUB

In 2017, Sberbank increased its charitable spending by 54%, through a number of major charitable and sponsorship projects.

Total energy consumption, GJ

The total amount of energy consumed in 2017 was equal to 6,005,553 GJ, which is 13% less than the previous year.